30th Nov 2009 by Mark P. Cussen, CFP, CMFC
If you have enough savings to cover your expenses for 6 months, then you probably don't need short-term disability coverage. If the price is right, you might still consider purchasing a small policy to help defray expenses so that your savings are not depleted. If you do not have sufficient savings to cover a short term disability, then you would be wise to purchase this coverage.
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