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What are insurance rates?

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8th Dec 2009 by Gary

An insurance rate is the monthly or quarterly payment you make to receive protective coverage for whatever it is you're insuring; whether it's a car, home, rental property, personal items, health, and so on. The rate itself is called a premium as far as how much you pay, but the rates are determined by a number of factors depending on what you're insuring. For example, if you're insuring a car, your age, driving record, number of speeding tickets, among other factors determine what the rate of your insurance will be that you pay for the coverage. An insurance rate is adding up the various factors involved in your situation to come the what the cost of your insurance coverage will be.

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26th Oct 2009 In Insurance 1 Answers | 506 Views

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