where to buy life insurance in the US?

17th Nov 2009 by Joseph Pousada

In the United States insurance must be purchased through a licensed insurance agent. You can go to an independent insurance agent, insurance agent with a company you have selected or your financial advisor who is authorized to sell life insurance and is licensed in the state you live. For a comprehensive list of providers by the National Association of Insurance Commissioners, see the below referenced link. Just as important, is choosing an insurance policy that suits your needs. Be sure to know what key aspects you need to have in your coverage and what the payments will be in any life insurance contract (to ensure affordability if payments do go up over time). There are many factors to choosing an insurance policy, be sure to ask questions when talking to your insurance advisor on all aspects that are important to you to ensure you get the coverage that will best serve you and your family.

Reference:
http://www.naic.org/documents/consumer_guide_life.pdf
www.naic.org/IID_docs/company_ids.xls - 2008-03-03


This answer is the subjective opinion of the writer and not of FinancialAdvisory.com