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What are venture capital advantages and disadvantages?
Entrepreneurs tend to jump into venture capital without thinking through the significant pros and cons. Venture capital, or money invested by third party firms or individ...
5 Answers | 9316 Views
Interesting Question?   (14)   (13)
What is cash front end fee finance charge?
A charge for a cash advance on a credit card. I had a negative balance in my PayPal account and they wanted me to cover it with my back-up funding from my Capital One car...
3 Answers | 4053 Views
Interesting Question?   (19)   (19)
Who is bigger Visa or Mastercard?
Since both Visa and Mastercard are both widely accepted worldwide, it is difficult to find the difference in the number of locations they are being accepted worldwide. In...
3 Answers | 2355 Views
Interesting Question?   (9)   (15)
What is a subprime lender?
Subprime lenders specialize is providing loans to borrows who do not qualify for a standard loan for various reasons, such as a low credit score. Subprime lenders may cha...
3 Answers | 2099 Views
Interesting Question?   (5)   (10)
What is predatory lending?
Predatory lending comes in many various forms. Most infamously was the recent "sub-prime" mortgage loans that were responsible for the housing collapse. These were loans ...
3 Answers | 2063 Views
Interesting Question?   (8)   (10)
where can i get a debt consolidation loan?
Consolidating loans means bringing numerous debts into one, streamlined debt. This can be done in a number of ways. For educational loans, debtors must contact the Direct...
3 Answers | 1408 Views
Interesting Question?   (5)   (5)
What is delinquent debt?
A delinquent debt is any debt that has not been payed by the due date. According to the U.S. Department of the Treasury, The 180-day period that a consumer has to pay a d...
2 Answers | 4603 Views
Interesting Question?   (9)   (16)
What is pmi mip funding fee?
PMI stands for Private Mortgage Insurance. This is insurance that a mortgage lender gets to insure itself in part from a loss on a loan. MIP is Mortgage Insurance Premium...
2 Answers | 4328 Views
Interesting Question?   (4)   (9)
What you need to know about refinancing?
People refinance a home, either to get a lower house payment from better interest rates, or to raise money for personal reasons to spend in some way. So how much you ...
2 Answers | 3814 Views
Interesting Question?   (5)   (8)
What credit score is needed to refinance?
For refinancing a home, the credit score isn't as important as the collateral availble to protect the loan. While it's possible during tight credit times like we're now l...
2 Answers | 3589 Views
Interesting Question?   (8)   (12)
Why use a mortgage broker?
A mortgage broker has access to dozens, if not hundreds, or different financial companies. A loan officer usually only has access to one. Mortgage Brokers also get paid s...
2 Answers | 3536 Views
Interesting Question?   (4)   (11)
What is tax equity financing
Tax equity financing is used as a means to fund renewable energy projects by investing in renewable energy in exchange for tax credits. The downside is only companies wit...
2 Answers | 3011 Views
Interesting Question?   (8)   (16)
What are the different types of home equity loans?
There are 2 major kinds of home loans. Fixed rate, adjustable, and negative amortization. A fixed rate is simply a loan that has a fixed interest rate no matter what happ...
2 Answers | 2527 Views
Interesting Question?   (2)   (12)
What is commercial lending?
Commercial lending refers to the loans banks make to businesses. Most businesses- small and large cap- use a lot of debt every year to make ends meet. Few businesses oper...
2 Answers | 2326 Views
Interesting Question?   (9)   (14)
What is the difference between refinancing and loan modification?
Refinancing is simply taking out a new loan, from which you would pay off the old loan on the home. Loan modification involves changing the terms of the existing loan in ...
2 Answers | 2287 Views
Interesting Question?   (5)   (9)
Private equity vs venture capital?
Private equity firms are investment partnerships in which relatively wealthy individuals put their money for investments in commercial enterprises. Generally PEs invest i...
2 Answers | 2217 Views
Interesting Question?   (7)   (14)
What is mortgage financing?
Mortgage financing is when your buying or refinancing a home using the home as collateral for the loan. Normally mortgage financing is defined as when you're buying the h...
2 Answers | 2094 Views
Interesting Question?   (5)   (9)
Where can i get a mortgage loan?
The best place to get a mortgage loan is wherever you can. But of course the most likely place to get it is from a bank. Now that we're in the financial crisis and credit...
2 Answers | 2035 Views
Interesting Question?   (10)   (13)
What are the irs tax brackets?
The income tax brackets are the levels of taxation that the IRS assigns to taxpayers, depending upon their income. The higher your income, the higher your tax brackets. T...
2 Answers | 2014 Views
Interesting Question?   (7)   (9)
How big of a mortgage can i afford?
That's an easy one. You should probably not pay more than 31% of your gross income for your mortgage. Now that includes not only the mortgage payment but also the payment...
2 Answers | 2008 Views
Interesting Question?   (5)   (13)
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