Monday, April 22nd 2019


What is a pension fund?

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3rd Dec 2009 by Daniel Cross, ChFC

Pension funds are employer sponsored retirement programs that are funded by the company. They typically have a vesting schedule a little longer than 401K's, but once vested, are permanent so long as the fund exists. Pensions have been scrapped in recent years due to costs, but there are still employers who offer them and have not announced any kind of elimination. They are insured by the PBGC and of 2010, have a maximum benefit of $54,000.00 a year.

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