Institutional Banking is a specialized division within a bank that offers a comprehensive suite of products and services for large institutions both locally and abroad. In particular they can provide complex financing and advisory functions for corporate and government clients who may require tailored capital products. In addition they may also advise on surrounding debt, equity capital markets, risk management and transactional banking.
Institutional banking usually incorporates services such as evaluating mergers & acquisitions, investments and divestments, managing treasuries etc. Institutional banking helps clients to create corporate strategies and develop opportunities for growth on a national and global level. Institutional banking provides clients with expertise, research analysis and result-based methodologies that enable them to make sound financial decisions, suited to their business environment. Banks sometimes tailor their offerings to suit the operations of clients such as those who may have to obtain financing through other avenues as they are dependent on capital or trade flows. Examples of banks offering institutional services include: North America: JP Morgan, Citibank Oceania: ANZ, Westpac Europe: UBS, Deutsche Bank