Counter intuitive though it is, there have been arguments as to whether cutting incremental rates of income tax can actually raise tax revenues since the days of Adam Smith and “The Wealth of Nations”. It could be argued that JFK, Ronald Reagan, Ma...
Tax (Feb 4th, 10)

Since September 2008, the federal government, has been supporting a variety of banks and other financial institutions, the "to big to fail" policy. Because of these actions, increased scrutiny has been placed on the overall size of financial institutions, with...
Investment Banking (Feb 3rd, 10)

Is This The Price That The Middle Class In The United States Will Pay While the Obama administration talks about taxing the people that it considers wealthy, the actual burden for the huge level of deficit spending will fall on the middle class.  
United States (Feb 3rd, 10)

I confess i am still enamored with my iPhone and felt at the time i purchased it in 2009 to be the most useful and innovative piece of mobile technology that actually made me want to use the device. I seem to not be the only one; Apple has sold only 42.4 m...
Technology (Feb 2nd, 10)

  Here's a chart of the monthly trend of the S&P 500. You can see the march lows and the subsequent surge upward. The white line is a trend line, measuring the pace of our rally. You can see how we bounced off it a few times recently before breakin...
Investing (Feb 2nd, 10)

Over the last two years, the sub prime mortgage meltdown has caused the overall lending standards to become the most restrictive since the Great Depression. As a result, the bail out money and other TARP programs that were designed by the federal government; t...
(Feb 2nd, 10)

Keep Adding Zeros And Pretty Soon You’re Talking About Real Money! The Obama administration has issued its budget for the upcoming year, and the numbers are staggering. Unfortunately though, the numbers are not positive, but are record setting in ...
(Feb 1st, 10)

Back in 1982, Johnson & Johnson faced a corporate crisis that can “brand” a company in more ways that one. The Tylenol brand of pain reliever had been poisoned with cyanide that had resulted in seven deaths. The way in which a company handles...
Transport (Feb 1st, 10)

I am not a great fan of Alistair Darling, the UK’s Chancellor of the Exchequer. I think there have been times over the last couple of years when he has seemed uncertain and unconvincing when making speeches. Indeed, there has been at least one occasion...
(Feb 1st, 10)

To understand mortgage rates and where they may be headed in 2010 it may be useful to discuss how mortgages are financed. Mortgages are “originated” by mortgage brokers, mortgage bankers, commercial banks, savings and loans and others. Thes...
Real Estate (Feb 1st, 10)

With America being one of the richest nations in uranium deposits, it's been irresponsible and negligent that the country has stopped building nuclear reactors to provide a much higher percentage of energy needs than we've had until now. Under 20 percent of e...
Energy (Jan 31st, 10)

The recent decision by China to pressure its banks to cut back on lending has had a dampening effect on the commodity sector as doubts grow as to how much the giant emerging economy will spend on raw materials in 2010. Much of the demand for commodities and t...
Commodity Markets (Jan 30th, 10)

Prior to the Great Depression homes were typically financed with large down payments and loans were for a maximum of five years. All that changed with the onset of the Depression and the housing crisis that came with it. The passage of the National Housing Act...
Real Estate Market (Dec 6th, 09)

Planning for educational expenses has become big business as mutual fund companies, colleges and universities and states emphasize the importance of putting away money for t uition and fees. And the state-sponsored Section 529 plan has become...
Education (Nov 24th, 09)

Interest rates are near historic lows and will begin to rise again at some point. An emergence from the recession could possibly indicate rising rates in the future as the Fed attempts to temper economic growth. Rising interest rates can mean bad news for fixe...
Investing (Nov 20th, 09)

With the recession causing Americans to tighten their belts and save money like they haven't in a long time, banks have been responding to this change by using promotions to generate new deposits from consumers. One recent example is U.S. Bancorp, which is no...
Investing (Nov 19th, 09)

Most people go about their daily lives without a basic understanding of the 'hidden tax' of inflation, which probably does more to eat away at their money than any other force. Monetary policies of central banks around the world, especially the Federal Reserv...
Investing (Nov 19th, 09)

Most long-term care plans list six categories of activities of daily living (ADL). These are the basic tasks of everyday life, and are used to determine when benefits kick in. However, not all insurance companies use the same guidelines.     &nb...
Investing (Nov 19th, 09)

This past February the President announced the Homeowner Affordability and Stability Plan which was intended to help up to 9 million homeowners restructure or refinance their mortgages to avoid foreclosure.  Within this Plan the Treasury Department announ...
Real Estate (Nov 19th, 09)

Most people use Google every day, many times a day, but few know how it began. It all started with capital and innovation central Stanford, where Google founders Larry Page and Sergey Brin met on a campus tour. Both men in their 20s, Sergey Brin was the guide ...
Investing (Nov 17th, 09)